Oshawa Personal Injury Lawyers - Sokoloff

Oshawa Personal Injury Lawyers

Durham Region

Durham Region has higher rates of injury and fatality than the Ontario average, and Oshawa has seen too many serious and fatal accidents in recent months. There are many reasons why motor vehicle accidents (MVAs) occur in Ontario, including speeding, drinking and driving, and the proliferation of large trucks on our highways. One increasingly problematic statistic involves distracted driving, which is on the rise throughout the world due to the widespread use of electronic devices -- a driver using a cellphone is four times more likely to be involved in a collision than one who keeps their eyes on the road. Approximately one-quarter of all collisions involving injury or fatality are caused by distracted drivers. Impaired driving is also a leading cause of these types of accidents, particularly among young people. And 20% of injury/fatality accidents in Durham involve commercial trucks.

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Durham’s Vision Zero Strategic Road Safety Action Plan

Durham’s Vision Zero Strategic Road Safety Action Plan aims to address some of these problems by investing in public education, new road safety technologies, increased law enforcement and other initiatives, but currently there are approximately 6,700 collisions each year, costing Durham residents an estimated $225 million in direct and indirect costs. If you have been injured in a collision, it’s probable you will be eligible for insurance benefits from your insurance company. If you have been seriously injured and it can be proved that another driver’s negligence is the cause, you may also be able to able to bring a lawsuit and receive damages from their insurance company.

Claiming Insurance Benefits

In Ontario, the benefits you could receive are outlined in the Statutory Accident Benefits Schedule, or SABS. Depending on your injury, you might be eligible for several different types of benefits, including:

Income Replacement Benefit:

If you are unable to work, this benefit replaces 80% of your net income, up to $400/week.

Caregiver Benefit:

If you normally look after a dependent such as a child or an elderly relative and are unable to continue caring for them due to your injuries, you may qualify for benefits that will allow you to hire a caregiver for your dependents.

Non-Earner Benefit:

If you are a student, a homemaker, or (in some cases) self-employed, this benefit may be more applicable than the Income Replacement Benefit.

Medical and Rehabilitation Benefit:

While many medical expenses are covered under OHIP, this benefit is designed to pay for other medical and rehab expenses, such as medication or physiotherapy.

Attendant Care Benefit:

If your injuries necessitate having help with daily living activities, you may be eligible for this benefit, which pays for an attendant.

Death and Funeral Benefit:

If a family member has been killed in an accident, this benefit provides some assistance with funeral-related expenses. It may also cover some expenses for family member travel.

There are various other benefits that you may qualify for, including benefits for housekeeping and home maintenance, replacement of personal items damaged in the accident, educational expenses, and more.

You should report your accident to your insurance company as soon as possible, but before speaking to an insurance claims adjuster about the details of the accident, you should consult with a personal injury lawyer.

Working with a Personal Injury Lawyer

If paperwork is late incomplete, or improperly submitted, your claim can be delayed, or even denied. It only makes sense to work with a personal injury lawyer when claiming benefits. The legal professionals at Sokoloff Lawyers have experience with the complex and exacting paperwork required by insurance companies, and they also understand the medical system. And of course, our personal injury lawyers can advise you about your options regarding initiating a lawsuit. If your injuries were caused by the negligence of another driver, or if your insurance company is not willing to provide an adequate level of compensation, your lawyer may advise you to file a tort suit.

Personal injury lawyers choose to work in this area of the law because they have empathy for their clients. They understand that they are meeting their clients at what may be one of the lowest points of their lives. Injury victims may be struggling with physical pain as well as with psychological trauma from the accident. They can advise, assist, and support clients through the process; they fight for their client’s rights. Having the right lawyer on your side can make a world of difference to the outcome of your case.

Because they understand that household finances may be under stress following an accident, Sokoloff Lawyers work on a contingency basis. This means that they do not charge up-front hourly fees, but rather get a percentage of any settlement you receive. We also offer a free initial consultation, so you can meet and talk to a lawyer before deciding to sign on with us.

Contact Sokoloff Lawyers today and learn more about your options!