Oshawa Personal Injury Lawyers
Durham Region has higher rates of injury and fatality than the Ontario average, and Oshawa has seen too many serious and fatal accidents in recent months. There are many reasons why motor vehicle accidents (MVAs) occur in Ontario, including speeding, drinking and driving, and the proliferation of large trucks on our highways. One increasingly problematic statistic involves distracted driving, which is on the rise throughout the world due to the widespread use of electronic devices — a driver using a cellphone is four times more likely to be involved in a collision than one who keeps their eyes on the road. Approximately one-quarter of all collisions involving injury or fatality are caused by distracted drivers. Impaired driving is also a leading cause of these types of accidents, particularly among young people. And 20% of injury/fatality accidents in Durham involve commercial trucks.
DURHAM’S VISION ZERO STRATEGIC ROAD SAFETY ACTION PLAN
Durham’s Vision Zero Strategic Road Safety Action Plan aims to address some of these problems by investing in public education, new road safety technologies, increased law enforcement and other initiatives, but currently there are approximately 6,700 collisions each year, costing Durham residents an estimated $225 million in direct and indirect costs. If you have been injured in a collision, it’s probable you will be eligible for insurance benefits from your insurance company. If you have been seriously injured and it can be proved that another driver’s negligence is the cause, you may also be able to able to bring a lawsuit and receive damages from their insurance company.
CLAIMING INSURANCE BENEFITS
In Ontario, the benefits you could receive are outlined in the Statutory Accident Benefits Schedule, or SABS. Depending on your injury, you might be eligible for several different types of benefits, including:
Income Replacement Benefit:
If you are unable to work, this benefit replaces 80% of your net income, up to $400/week.
If you normally look after a dependent such as a child or an elderly relative and are unable to continue caring for them due to your injuries, you may qualify for benefits that will allow you to hire a caregiver for your dependents.
If you are a student, a homemaker, or (in some cases) self-employed, this benefit may be more applicable than the Income Replacement Benefit.
Attendant Care Benefit:
If your injuries necessitate having help with daily living activities, you may be eligible for this benefit, which pays for an attendant.
Death and Funeral Benefit:
If a family member has been killed in an accident, this benefit provides some assistance with funeral-related expenses. It may also cover some expenses for family member travel.
There are various other benefits that you may qualify for, including benefits for housekeeping and home maintenance, replacement of personal items damaged in the accident, educational expenses, and more.
You should report your accident to your insurance company as soon as possible, but before speaking to an insurance claims adjuster about the details of the accident, you should consult with a personal injury lawyer.